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B4Tfink
Jedi Knight
Joined: 27 Jul 2008
Posts: 125
Location: `ampshire
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 Posted: Mon Apr 19, 2010 7:05 pm Post subject: insurance madness!! |
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Due to the running costs (road tax included) I am trading my daily subaru outback for a doggy ol panel van. thing is insurace co`s have me bewildered..
ring subaru insurance (lv=) can i change vehicle regs to panel van yes no problem until it gets to alarm and imobilisor then oh sorry it has to have those fitted to the panel van!! i say it has a wheel clamp and a dog in the back and end the call..
next ring current t25(subaru`d) insurance (glynwoods) quote for panel van yes £250 comp and breakdown but can only post docs (im due to pick up van next day at this stage).
next ring just kampers quote panel van same as gynwoods but can email docs
so all good and i go for that..
now that doesnt seem too bad until today i receive my renewal for the subaru t25 £250!!  same as a panel van with them?
should i be pleased that my converted t25 is £100 cheaper this year or pissed that my panel van is £150 more than i paid pre convertion
Madness i say!! do you think they made a mistake on the renewal?
what sort of fees are people paying?
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1988 T25 EJ25 n/a.. it just makes more sense that way.. |
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Alex (FTS)
Jedi Guardian
Joined: 06 Feb 2006
Posts: 992
Location: Falmouth, Cornwall
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| Posted: Tue Apr 20, 2010 11:07 am Post subject: |
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I just renewed through HIC and I pay £195 fully comp with all the extras for my 1972 baywindow with ford 1.8D and thats with every mod listed ie brakes, suspension, steering, engine, gearbox and body mods. I do have full no claims bonus though! 
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www.faltownskateboards.com |
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ElusiveStranger
Darth Admin
Joined: 23 May 2006
Posts: 2527
Location: Mudway, Kent
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| Posted: Tue Apr 20, 2010 2:08 pm Post subject: |
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Scooby's do make your insurance go up.
If you'd have lobbed a VW motor in it hardly effects the premium
It hink you'll find they quote you for the doner Subaru, then apply discount as it's in a van.
VW engine's easy, you have a van with a modified VW engine
Scooby has a high group to start with.
Mine's about £100 more but worth every penny  Save that in petrol a year compaired with a 2 litre mower lump
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The advice you receive on here is worth the paper it's written on.
Your experiences are worth shed loads to others, including the f'ups - live and learn.
Wouldn't YOU rather learn by someone else's mistakes? So would they.
'78 Bay, 2 litre 091 box, EJ20 NA & the ashtray's on the 'right' side.
I don't lean forward for hills any more 
Bugger, missed out on "Live fast, die young" |
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B4Tfink
Jedi Knight
Joined: 27 Jul 2008
Posts: 125
Location: `ampshire
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| Posted: Tue Apr 20, 2010 5:25 pm Post subject: |
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yes totally agree with all the above..
just cant understand how my two t25s didnt differ in premium for the same cover (comp/breakdown full no claims etc) one with subaru value >5k? and one standard value <1k
still horses for courses only happens once a year.
all done til next now
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1988 T25 EJ25 n/a.. it just makes more sense that way.. |
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famous phil
Jedi Guardian
Joined: 09 Oct 2006
Posts: 822
Location: Darlington
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| Posted: Tue Apr 20, 2010 9:23 pm Post subject: |
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| ElusiveStranger wrote: | Scooby's do make your insurance go up.
If you'd have lobbed a VW motor in it hardly effects the premium
It hink you'll find they quote you for the doner Subaru, then apply discount as it's in a van.
VW engine's easy, you have a van with a modified VW engine
Scooby has a high group to start with.
Mine's about £100 more but worth every penny Save that in petrol a year compaired with a 2 litre mower lump |
so you've scrubed subaru off your engine a stuck VW badges on it and save a £100 a year 
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Auto Union Munga Jeep ,T4 2.4td , T4 2.5tdi ,Mercedes S Class on LPG , 66 splity deluxe , GP mk1, 3 type 25s 1 with 1.9dt pug engine + 1 with N/A pug engine ,,there are 6 t25s with pug power in Darlington |
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ElusiveStranger
Darth Admin
Joined: 23 May 2006
Posts: 2527
Location: Mudway, Kent
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| Posted: Tue Apr 20, 2010 10:32 pm Post subject: |
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| famous phil wrote: |
so you've scrubed subaru off your engine a stuck VW badges on it and save a £100 a year |
Ummm, It's a VW watercooled flat 4, honest
I keep saying it's the engine they should have built
_________________
The advice you receive on here is worth the paper it's written on.
Your experiences are worth shed loads to others, including the f'ups - live and learn.
Wouldn't YOU rather learn by someone else's mistakes? So would they.
'78 Bay, 2 litre 091 box, EJ20 NA & the ashtray's on the 'right' side.
I don't lean forward for hills any more
Bugger, missed out on "Live fast, die young" |
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T2 turbo
Padawan
Joined: 19 Jan 2009
Posts: 89
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| Posted: Wed Apr 21, 2010 8:30 am Post subject: |
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| Mines £200 cheaper with the 2.5 turbo scooby than the 3.0 porsche motor |
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ElusiveStranger
Darth Admin
Joined: 23 May 2006
Posts: 2527
Location: Mudway, Kent
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| Posted: Wed Apr 21, 2010 8:44 am Post subject: |
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| T2 turbo wrote: | | Mines £200 cheaper with the 2.5 turbo scooby than the 3.0 porsche motor |
And cheaper for the motor. You're a winner all round.
_________________
The advice you receive on here is worth the paper it's written on.
Your experiences are worth shed loads to others, including the f'ups - live and learn.
Wouldn't YOU rather learn by someone else's mistakes? So would they.
'78 Bay, 2 litre 091 box, EJ20 NA & the ashtray's on the 'right' side.
I don't lean forward for hills any more
Bugger, missed out on "Live fast, die young" |
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